Conventional Loans
Flexible down payment options, competitive interest rates, and no prepayment penalties. The most widely used mortgage program for qualified borrowers.
Conventional loans are mortgages backed by government-sponsored enterprises — Fannie Mae and Freddie Mac. These programs provide increased liquidity in the mortgage markets, which means lenders can originate more loans efficiently and pass the benefits on to you in the form of flexible down payment options, competitive rates, and no prepayment penalties.
Available conventional options vary by transaction, occupancy, property, credit, income, assets, loan-to-value ratio, and current agency and investor requirements. A licensed mortgage loan originator can compare the available structures for a complete scenario.
A complete breakdown of eligibility requirements, rate structures, and application steps for this program is being prepared. In the meantime, our licensed originators are available to walk you through the specifics directly — including qualification criteria, current rate ranges, and how this program compares to alternatives for your situation.
Next Step
A licensed originator will walk you through the program, review your scenario, and explain the planning assumptions — with no credit pull required to get started.