Client authorization and confidentiality
With the client's written authorization, Imperium can provide appropriate mortgage-process updates to a designated CPA, attorney or financial professional. The client controls whom we may contact and what information may be shared.
Credit scores or reports, income, assets, tax returns, account information, debt ratios, property valuations, loan terms, and application or approval status are not shared unless permitted by the privacy policy and a valid client authorization or another applicable exception.
Create or Revoke Client Authorization →Professional relationships without referral inducements
Imperium does not offer or expect referral fees, kickbacks, gifts, free services, reciprocal referrals, preferential treatment, marketing payments or other things of value in exchange for mortgage referrals. Clients remain free to choose their mortgage company and every other settlement-service provider. Professional coordination is based on the client's instructions and is not conditioned on referral volume.
Generally available educational materials are not conditioned on referrals. Any event, sponsorship, co-marketing activity, shared expense or professional-service arrangement requires advance compliance approval.
Every client receives attentive, professional mortgage service. A professional referral does not change available pricing, underwriting treatment, eligibility standards or service obligations. We limit our role to the requested mortgage services and respect the client's existing professional relationships.