Written economics
Every candidate who advances will receive the applicable written draw terms, compensation schedule, production bands, commission caps, payment rules, and benefits description before making an employment decision.
For experienced, self-producing MLOs
Run your production. Know the rules. Get support when it matters.
Imperium combines W-2 employment, a written production-based compensation plan, remote flexibility from approved locations, wholesale lender access, company-owned technology, and practical operational support. Leads may supplement your business, but your relationships and execution remain the foundation.
Designed for licensed, experienced originators who can independently generate business and manage a pipeline. Imperium is not currently structured as a new-MLO training program.
Read This First
The operating terms should be clear before the first conversation.
W-2 employment
Monthly draw against future commissions
Written compensation schedule
Three production bands
No fixed production minimums
Performance and compliance expectations still apply
No employer-sponsored health or retirement benefits currently
No MLO-paid platform or technology fees currently
Leads may be provided but are not guaranteed
Company-generated and self-generated loans currently receive the same compensation treatment
Remote work from an approved location
Designed for experienced, self-producing MLOs
The draw is not a salary. The written compensation plan defines it as an advance against future commissions.
Built for originators who already know how to produce.
Imperium is designed for experienced MLOs who can build relationships, manage their schedule and pipeline, communicate proactively, and operate effectively in a remote environment. We provide infrastructure and help when issues arise. We do not provide daily production management or a beginner-level training program.
Good fit
- You generate a meaningful portion of your own business.
- You can manage your schedule and pipeline independently.
- You want support without unnecessary micromanagement.
- You value transparent, written compensation.
- You want access to a broad range of loan programs.
- You understand that autonomy operates within licensing, company, lender, and compliance requirements.
- You prioritize sustainable client and referral relationships.
Probably not a fit
- You are newly licensed and require foundational training.
- You require guaranteed leads.
- You want daily prospecting or activity management.
- Employer-sponsored health or retirement benefits are essential to your decision.
- You expect to operate outside company systems or compliance procedures.
- You expect personal ownership of company systems, social-media accounts, borrower records, or company-generated leads.
Income Planner
Model production only against an approved plan.
The calculator reads its schedule from the versioned admin control. It does not expose company margin, lender revenue, pricing or file-level profitability.
Checking the approved compensation configuration…
Mortgage Business Alignment Assessment
Compare your working style with the platform’s operating model.
This reflection uses job-related factors only. It does not score, rank, reject, or make an employment decision.
The Imperium Producer Compact
Clear expectations before you make a move.
No surprise platform fees
Imperium currently does not pass platform or technology fees to its MLOs. Any future change must be communicated prospectively in writing.
Honest lead expectations
Imperium may provide company-generated opportunities, but lead quantity, quality, location, timing, conversion, and closing are not guaranteed.
Defined autonomy
MLOs manage their relationships, schedule, prospecting strategy, and pipeline activity. Imperium retains responsibility for company systems, licensing, compliance standards, advertising approval, lender relationships, and required supervision.
No file-by-file compensation negotiation
Compensation follows the written plan. It does not change file by file based on interest rate, APR, points, lender payout, pricing, transaction profitability, product selection, referral source, or borrower characteristics.
Written departure treatment
Pending-loan eligibility, reassignment, data treatment, and post-separation compensation follow written policies rather than informal decisions.
Compensation
A written compensation plan. No mystery math.
Imperium MLOs are W-2 employees paid under a written compensation plan. The plan includes a monthly draw against future commissions, three production bands, and defined compensation methods for lender-paid, consumer-paid, and qualifying business-purpose transactions.
Company-generated and self-generated loans currently follow the same compensation schedule. Compensation is not negotiated file by file and does not change based on an individual loan's interest rate, APR, points, lender payout, pricing, transaction profitability, product selection, referral source, or borrower characteristics.
The applicable schedule, draw-reconciliation terms, caps, earning conditions, payroll gates, and payment rules are reviewed in writing before employment.
Self-processing incentive
May apply when an MLO performs approved processing responsibilities under the final written policy, required licensing and payroll controls. No amount is represented until the approved schedule is published.
Remote-work allowance
May be available for approved work locations under the final written policy and applicable payroll treatment. Eligibility and amount are governed by the approved policy.
No employer-sponsored health or retirement benefits are currently offered. Legally required leave, payroll, and employment protections apply based on work location.
Lead Expectations
Leads may supplement your business. They should not be your business plan.
Imperium may distribute company-generated opportunities from time to time. Lead quantity, quality, geography, timing, conversion, and closing are not guaranteed.
The platform is designed primarily for originators capable of generating and maintaining their own client and referral relationships. Under the current compensation policy, lead source does not change the applicable compensation schedule.
Technology and Support
Infrastructure that supports execution.
Imperium Engine
In DevelopmentProprietary operating technology currently in development.
Imperium Lite CRM
In DevelopmentCompany-owned relationship and follow-up system currently in development.
LOS and POS
Company-approved loan-origination and borrower-facing systems.
Processing options
MLO self-processing or approved contract-processing options, subject to company procedures. Contract processing is not represented as free or included in every transaction.
Scenario support
Assistance evaluating complex borrower, property, lender, and product scenarios.
Marketing support
Company-approved content, campaign, brand, and business-development support.
Compliance review
Advertising, disclosure, licensing, and origination oversight.
Practical training
Orientation and training on Imperium's systems and procedures. This is not a new-MLO development program.
Escalation support
A defined path for operational, lender, compliance, disclosure, or transaction issues.
Product Access
Serve more scenarios without sending relationships elsewhere.
Conventional mortgages FHA mortgages VA mortgages USDA mortgages Jumbo mortgages Self-employed borrower programs Non-QM financing DSCR and investor financing Medical-professional programs Renovation financing Reverse mortgages HELOC and home-equity loans
Program availability is subject to licensing, lender, investor, underwriting, property, borrower, and program requirements. Not every program is available in every state.
Growth Roadmap
A practical first-year conversation, not a production promise.
First 30 days
Complete licensing, sponsorship, systems, policy and workflow orientation for the approved work location.
Days 31–90
Establish operating rhythms for pipeline communication, referral activity, scenario support and company systems.
Months 4–12
Review sustainable production patterns, product opportunities and support needs against the written plan.
The roadmap is illustrative. It is not an employment offer, guaranteed training schedule, earnings projection, or guarantee of leads or production.
Data and Departure
Clear rules for relationships, records, and pending loans.
Systems and data
Imperium owns its company systems, CRM, company social-media accounts, marketing infrastructure, and records maintained in those systems. System access is connected to employment and ends upon departure.
Personally sourced relationships are handled under Imperium's written data-transition procedures. Company-generated leads, active-loan records, compliance records, and company systems remain subject to Imperium's ownership, privacy, licensing, record-retention, and legal obligations.
Imperium may continue company-authorized communications where permitted and subject to recipient consent, communication preferences, and opt-out rights.
Closing-pipeline compensation
A departing MLO may remain commission-eligible on a loan that was already in the defined closing pipeline, funds within 30 calendar days after separation, and remains credited to that MLO through funding. A loan that is transferred to another company or reassigned to another Imperium MLO before funding is not eligible for post-separation commission. All compensation remains subject to the written plan, payroll gates, licensing requirements, and applicable law.
Imperium documents the separation pipeline and the reason for any transfer or reassignment. A loan may not be reassigned solely to avoid compensation that would otherwise be earned under the written plan.
Self-generated transitions
A self-generated loan or relationship outside the defined closing pipeline may be eligible for transition under Imperium's written procedures, subject to borrower choice, privacy, licensing, lender, investor, record-retention, and other applicable requirements. A transferred loan is not eligible for an Imperium commission.
MLO FAQ
Written answers to the questions that matter before a move.
The separate MLO Platform Center provides the complete public, searchable question set without mixing employment information into borrower mortgage education.
Yes. Imperium MLOs are W-2 employees paid under a written compensation plan.Direct link
No. The draw is a monthly payroll advance against future commissions, subject to reconciliation and applicable wage law.Direct link
The written plan uses three production bands and separate methods for applicable lender-paid, consumer-paid, and qualifying business-purpose transactions. The complete schedule is reviewed in writing before employment.Direct link
Imperium does not currently offer employer-sponsored health or retirement benefits. Applicable legally required employment protections and leave depend on work location.Direct link
There is no fixed production quota. MLOs remain responsible for performance, pipeline management, time reporting, compliance, licensing, responsiveness, and other employment expectations.Direct link
Imperium may provide opportunities, but leads are not guaranteed. The platform is designed primarily for self-producing MLOs.Direct link
Not under the current compensation policy. Lead source is tracked for business purposes but does not currently change the applicable compensation schedule.Direct link
Not currently. The platform is designed for experienced originators who can independently generate business and manage a pipeline.Direct link
Imperium currently does not pass platform or technology fees to its MLOs. Any future change would be communicated prospectively in writing.Direct link
Imperium provides company-approved CRM, LOS, and POS systems. The Imperium Engine is under development and will be introduced as features become available.Direct link
Imperium supports MLO self-processing and approved contract-processing options, subject to company procedures.Direct link
Yes, from an approved location where payroll, licensing, supervision, NMLS sponsorship, and company requirements have been satisfied.Direct link
Experienced MLOs are expected to manage their production activity, schedule, relationships, and pipeline. Licensed activity, advertising, company systems, disclosures, and compliance remain subject to Imperium's supervision and policies.Direct link
Imperium owns its systems, CRM, company accounts, social-media accounts, and company-held records. Personally sourced relationships are handled under the written transition policy.Direct link
Loans in the defined closing pipeline may remain commission-eligible when they fund within 30 days and the departing MLO remains credited through funding. Transferred or reassigned loans are not eligible for post-separation commission.Direct link
Leadership reviews the information to determine whether a platform conversation would be useful. The inquiry is not a formal employment application or employment offer.Direct link
Employment and recruiting notice
Imperium Mortgage LLC is an equal opportunity employer. Employment is subject to applicable licensing, sponsorship, background, work-location, and company requirements.
Applicants requesting a reasonable accommodation may . Do not send protected medical details or sensitive identity documents by email or through the inquiry form.